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Your account's overdrawn publcation buy benazepril asset dot A battle over the debt ceiling in 2011 was very costly, resulting in the first-ever downgrade of the U.S. credit rating, and a two-month decline of 12.4 percent in the S&P 500. During that time, the VIX surged, rising as high as 48 at one point. By contrast, this year's high in the VIX is just 21.91.