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How much is a First Class stamp? misoprostol 400 mg "Our results for the second quarter of 2013 were outstanding and reflect sustained progress throughout the Bank," said Mark A. Hoppe, President and Chief Executive Officer of the Company. "Pre-tax, pre-provision operating earnings reached $31.1 million, up 6% from the prior quarter and up 24% from the prior-year period. From a shareholder perspective, our return on average common equity this quarter, adjusted for the one-time cost of retiring the subordinated notes, of over 16% reflects the tremendous accomplishments we have achieved. Commercial loans outstanding grew to over $3 billion, fueled by a more than 8% growth this quarter in Commercial and Industrial loans. This growth is noteworthy as it was achieved across multiple lending units despite significant competition in the markets we serve, and, importantly, as we continue to report solid credit quality metrics. Nonperforming loans declined this quarter, other real estate owned assets decreased to less than $20 million and the allowance as a percentage of nonperforming loans ratio increased to over 120%, all of which are reflective of our ongoing, dedicated effort to maintain strong credit standards."